A Underwriter is a coworker of a first or a which draws risks for its insurance company. This procedure is called Underwriting.
Spoken in the standardized private customer business (mass business) of Underwriting, nevertheless takes place rarely here the same procedure. The function of a Underwriters takes over here the respective specialist of the insurance, to who the request reaches to the Policierung. Partly also the general agent can decide locally (at least partly and up to certain covering sums).
In particular in the business with industrie and/or generally to the Underwriting its actual meaning is attached to large risks. , Depending upon risk, range and damage which can be insured, extensive appraisals are made and possible damage scenarios are played to the end. The Underwriter at industrie as well as reinsurance companies, for this used, is i.d.R. college graduates.
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