During a ratio reinsurance (QRV) the with a fixed %-portion (= ratio) is involved in all risks falling under the contract. Premium and damage payments are divided in accordance with this agreed upon ratio. The portion of the Erstversicherers calls one selfkeep-has the a ratio of 30% like that is it at each damage (the risks) that insured in the contract the Erstversicherer to cover has with 30% thereby. Selfkept for the Erstversicherer corresponds in this case to 70%. The QRV is proportional (proportionate) back verse.

Advantage of a QRV: - Small administration expense within certain framework an improvement of the of the Erstversicherers.

Disadvantage of a QRV: For the Erstversicherer it concerns a relatively expensive form of the reinsurance, since all risks are transferred to the although it could cover many risks from own financial power. All ring concerns it (i.d.R.) a comprehensive risk transfer.

Articles in category "Ratio reinsurance"

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• TRC OnLine Tour
  (Also referred to as Stop Loss Reinsurance or Excess of Loss Ratio Reinsurance): A form of excess of loss reinsurance which indemnifies the ceding company ...