The property insurance is an insurance for the protection of the buildings, auxiliary buildings as well as garages designated in the insurance contract. Perhaps also accessories are coinsured (see thing right).
Usually the following damage can be enclosed: Fire, thunderbolt, explosion (fire), tap water, Rohrbruch, frost, storm and hail, as well as further elementary damage.
Banks often require a property insurance with credit-financed buildings for security. The choice of the insurance is free, which to center of the 1990er in some Lands of the Federal Republic like that was not.
For the evaluation of the risks of a building and thus for the height of the insurance premium the design class is important, here is held the building insurer to inform the insurant duly so that no under-insurance occurs. The OLG Celle had itself to concern hereby.
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