A maternity insurance or a parents shank insurance is a social security with the goal of replacing the acquisition loss of a during the time of the maternity protection.

Switzerland

Switzerland was the last country in Europe, which did not know a maternity insurance. Since 1945 an order for condition existed it to the federation to introduce such was missing however at the political will to convert this by initiative of the people to the government given order.

Already various protection regulations for mothers and these existed are however not uniformly regulated:

• in the work law it is noted that may not work during 9 weeks after the Niederkunft
• the obligation right (OR) plans a protection against dismissal for pregnant woman women and since 1989 during 16 weeks after the Niederkunft
• likewise in the OR a fundamental continuation of wage payment is designated during a "“appropriate period"” (on at least 3 weeks one numbers). This continuation of wage payment is determined after kantonalen guidelines, does not cover however not in all cases the 8 weeks work prohibition. The height of the continuation of wage payment is legally not at all regulated and depends on the respective work contract.

In some collective contracts relatively generous continuations of wage payment are granted in case of a pregnancy. The federation pays starting from the third service year its employee a maternity leave of four months and in nevertheless 14 cantons gets the female employees a 100%ige continuation of wage payment during 16 weeks.

Apart from these regulations for continuation of wage payment, held in single or collective contracts, employed person Swiss have the possibility of locking with their health insurance company a private day money insurance for the case of a maternity.

In several cantons young pairs of parents or a parents, which due to the pregnancy and birth are guessed/advised into a precarious financial situation, with Mutterschaftsbeihilfen so mentioned are supported. These must be requested however by the needy ones even with the welfare service.

After people no a maternity insurance national to the last collecting main on 13 June 1999 initiated and converted some cantons (canton Geneva, canton law) own projects for kantonale maternity insurances.

During the Swiss federal tuning from 26 September 2004 the collecting main for a maternity insurance was accepted by Swiss being correct people.

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