The invalidity insurance (IV) is a national insurance in Switzerland. All employees (starting from 18 years) and independent ones are obligate contributions to the IV to make, usually about 1,5% of the income.

Again into the working process to integrate and can speak for the re-education financial means try, obstructed the IV. If an integration is no longer possible into the working process, the IV pay a so-called iv-pension starting from an inability to work of at least 40%. The inability to work is measured, as the obtained wages without disablement (Valideneinkommen) are compared with that wages presumably still which can be obtained despite disablement (invalid income).

If the iv-pension is not sufficient to the life, auxiliary achievements can be referred. But different conditions must be fulfilled.

The IV does not only disburse pensions, but takes over also the costs with the treatment of birth physical defects like for example innate heart errors or different handicaps.

Around the social integration and the training from handicapped ones to to support the IV pay also aid like for example hearing aids or eyeglasses, which remain however in the possession of the IV. The user must replace the damage while roughnegligent handling with the aids; and for a request around aids a health expert's assessment must be employed. Aids are renewed at expiration of a certain period (with hearing aids about every 6 years).

Current numbers to the iv-pension

In January 2004 the number of iv-annuitants amounted to approximately 242,067 persons, with whom the physical defects divided themselves as follows:

• 36% psychological diseases
• 20% accident
• 11% birth physical defects
• 43% remaining diseases

See also

• Age and leaving insurance (AHV)

Related links

• Official information to the IV
• Statistics to the iv-pension 1990 to 2002 and prognoses

Articles in category "Invalidity insurance (Switzerland)"

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Related Websites

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• Federal Social Insurance Office, Switzerland - Disability ...
  Invalidity Insurance · Supplementary Benefits ... Federal Social Insurance Office, Switzerland Effingerstrasse 20 CH-3003 Berne, Tel. +41 31 322 90 11 ...


• Federal Social Insurance Office, Switzerland - Disability ...
  This side offers up-to-date information on Invalidity Insurance. ... Federal Social Insurance Office, Switzerland Effingerstrasse 20 CH-3003 Berne, Tel. ...


• Federal Social Insurance Office, Switzerland - Disability ...
  Decisions on claims for individual invalidity insurance benefits are made by the ... Federal Social Insurance Office, Switzerland Effingerstrasse 20 ...


• Federal Social Insurance Office, Switzerland - Disability ...
  The Topic 'Invalidity Insurance' includes the following other subtopics: ... Federal Social Insurance Office, Switzerland, Effingerstrasse 20, 3003 Berne ...