Apart from social security (old age pension insurance, health insurance, unemployment insurance, accident insurance and nursing care insurance), which in the context of the contribution assessment limits for each employee is compellingly prescribed, gives it individually lockable insurance, also individual insurance or individual insurance mentioned. These insurance is freiwillige insurance, which comes contractually between the insurant and the insurance company. The achievements are differently and in the context of the given tariff structure individually compatible. The rates of contribution depend here on the individually agreed upon achievements.

For manufacturing ones and enterprises it - depending upon mode of operation - gives to be obligation-insured to each employee beside the professional associations in those/employees over the industrial concern/the enterprise must - still further, practically compellingly prescribed insurance (in particular liability insurance), which is covered exclusively by the private insurance economy.

Individual insurance is for example:

Personenversicherung

• Private health insurance
• Private patient additional insurance
• Private old age pension insurance
• Life insurance
• Temporary life insurance

Insurances against material damage

• Household insurance
• Motor vehicle insurance
• Fire insurance
• Private liability insurance
• Private accident insurance
• Keeper of an animal liability insurance

Industrial insurances/trade insurance

• Rehearsing and liability insurance
• Trade liability insurance
• Product liability insurance
• Interruption insurance
• Maschinenversicherung
• Transport insurance

Special, industrie and trade insurance are called also Kompositversicherungen. With so-called heavy risks, an insurance pool can be formed by several insurance companies.

Articles in category "Insurance (individual ones)"

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