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» Insurance » Old age pension insurance » Topics begins with G » German old age pension insurance


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The tasks of the legal old age pension insurance in Germany (general old age pension insurance and knappschaftliche old age pension insurance) are noticed by regional carriers and federal carriers, which firmieren under the common name German old age pension insurance. The name of the regional carriers of the legal old age pension insurance consists German old age pension insurance" of the designation "and an additive for their respective regional competence. Federal carriers are the German old age pension insurance federation and the German old age pension insurance scarce shank course lake. The German old age pension insurance federation notices also the principle and cross-sectional tasks and the common affairs of the carriers of the old age pension insurance.

The carriers of the check valves are administered like the remaining carriers of the social security, with exception of the legal accident insurance and the private health insurance funds, in the relationship 50:50 by representatives of the employers and the insured one (with the scarce shank is the relationship 2/3 employee to 1/3 employer) and stand under national legal supervision.

History

The legal old age pension insurance was formed for the 22 national insurance offices (LVA) in Germany by the Federal Social Insurance Institution for employee (Federal Labour Office), the federal scarce shank, the sea-cash and the course insurance office.

Central association of the pension schemes was the federation German old age pension insurance (VDR), which operated also the computing centre in peppering castle.

The Federal Labour Office was responsible for the execution of the insurance for employees, the LVAen for the workers, the federal scarce shank for mountain-structurally persons employed, the course insurance office for persons employed of the course and the sea-cash for sailors.

Both course insurance office and sea-cash accomplished the old age pension insurance of the employees beside the worker also on behalf the Federal Labour Office. The latter is part of the so-called sea-social security. The assessment of the independent artists and journalists, for whose achievements the Federal Labour Office was responsible, took place with the artist social insurance as special department of the accident cash of the federation in Wilhelmshaven.

In the course of the reform on 1 October 2005 VDR and Federal Labour Office were folded up for German old age pension insurance federation and the number of national insurance offices was reduced clearly. The federal scarce shank, the sea-cash as well as the course insurance office were summarized in its own and common federal carrier, the German old age pension insurance scarce shank course lake. The separation between worker and employee old age pension insurance was waived. With the Erstzuteilung an insurance number the allocation is made according to the coincidence principle (if the special competence of the DRV is not given to scarce shank course lake). Medium-term the insured ones should be divided in the relationship 55% regional carrier, 40% DRV federation, 5% DRV scarce shank course lake. The individual carriers remain legally independent.

Organization

The German old age pension insurance has 18 legally independent insurers. These are region-spreading either in a certain region (regional carrier) or/country widely (federal carriers) responsibly.

  • Federal carrier of the German old age pension insurance
    • German old age pension insurance federation,
    • German old age pension insurance scarce shank course lake,
  • Regional carrier of the German old age pension insurance
    • German old age pension insurance Baden-Wuerttemberg,
    • German old age pension insurance Berlin Brandenburg,
    • German old age pension insurance Braunschweig Hanover,
    • German old age pension insurance Hessen,
    • German old age pension insurance Central Germany,
    • German old age pension insurance Lower Bavaria Upper Palatinate,
    • German old age pension insurance north,
    • German old age pension insurance Upper Bavaria,
    • German old age pension insurance upper and middle Franconia,
    • German old age pension insurance Rhine country,
    • German old age pension insurance Rhineland-Palatinate,
    • German old age pension insurance Saarland,
    • German old age pension insurance Swabia,
    • German old age pension insurance Lower Franconia,
    • German old age pension insurance Oldenburg Bremen,
    • German old age pension insurance Westphalia.

In addition the German old age pension insurance scarce shank course lake has further branches:

  • Under the designation scarce shank is it carriers of the legal ill and nursing care insurance in the mining industry of the persons employed.
  • As of the mini job center it is responsible for the insurance that slightly person employed (mini job).

Auskunfts and advisory boards

The Auskunfts and advisory boards of the German old age pension insurance are branches of the respective old age pension insurances. They serve the service thought and as approach place for problems, assistance and information, concerning the old age pension insurance. The Auskunfts and advisory boards work free of charge and neutrally. Insured and interested persons received here assistance during the filing of an application, when filling out the often extensive forms (for example in the account clarifying or pension requests) as well as consultation to all interests of the old age pension insurance and trailblazing to the age precaution and basic safety device.

For some time requests can be taken up to the Auskunfts and advisory boards on-line. For the applicant such a majority of the work and filling out the forms are void. Usually the data are to only examine (insurance process), to bring along appropriate documents in the original and to fill out if necessary preparation elbows (substantially more simply fail) from the insured one. The coworkers of the Auskunfts and advisory boards take up then with on-line binding the requests at the PC. The necessary documents will be able copied and here to be confirmed. The Versicherte gets a filled out copy of the requests (so far wished) as well as an acknowledgment of receipt over the submitted requests and documents.

Further regularly information meetings and lectures as well as seminars, likewise free of charge, are offered.

The moreover one in the Auskunfts and advisory boards additionally special speech days are held to firm topic areas. Examples are the "international speech days in such a way specified" to old age pension insurance questions with foreign contact (for example occupation in several states) as well as the "days of the short ways" (consulting days at those several institutions for example tax office, health insurance companies and Zusatzversorgungskassen take part) or age precaution days.

For a consulting discussion the agreement of a date is recommended. For reasons data security is the collecting main identity card or another photo document (e.g. Passport) always necessarily.

Fusions

  • To the 1. The regional carriers are fused May 2006 in Berlin and Brandenburg to the regional carrier German old age pension insurance Berlin Brandenburg.
  • On 1 January 2007 the regional carriers in Lower Bavaria Upper Palatinate and Upper Bavaria will fuse German old age pension insurance Bavaria south to the regional carrier.
  • On 1 January 2009 in June 2005 the decided fusion of the regional carriers in upper and middle Franconia and Lower Franconia becomes legally effective the regional carrier German old age pension insurance north Bavaria.

Household of the German old age pension insurance federation

The household for the year 2006 covers 148.82 billion euro.

Incomes in billion euro:

  • 109.94 pension contributions
  • 38.13 subsidies and refunding of the federation and the supplying agencies
  • 0,44 other incomes
  • 0.23 refunding the pension achievements
  • 0.08 receipts from capital

Expenditures in billion euro:

  • 125.95 pension payments and other pension achievements
  • 8.02 health insurance of the pensioners
  • 3,98 transferred achievements from auxiliary and special utility systems
  • 3.24 surplus of the yields
  • 2.90 financial adjustment
  • 2.18 achievements for rehablitation (Reha)
  • 1,73 administrative and law costs
  • 0,72 other expenditures
  • 0.10 investment household

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