Exempt from compulsory insuranceness in the German social security designates the status of persons in relation to the social security institutions, which these persons hold, if they are not subject to the liability to insure.

The principle in the German social security is the liability to insure. This is based on the solidarity principle. Therefore in principle all are dependently persons employed insurance requiring in the ill, maintaining and old age pension insurance as well as in the work promotion (unemployment insurance).

From this principle there are exceptions. These exceptions are standardized for the different branches in the respective social legislation.

bspw. Health insurance "§ 6 SGB V; Work promotion "§"§ 27 f. SGB III; Old age pension insurance "§ 5 SGB VI

Therefore Kraft of express legal regulation of certain circles of acquaintances are exempt from compulsory insurance. In addition count bspw. An official or clergyman, for whom own in each case security systems secure the risks health (with officials only partially) and age.

Dependently persons employed are exempt from compulsory insurance in the legal ill and nursing care insurance, if their regular yearly pay exceeds the liability to insure border.

In addition, subscribers of very small incomes are exempt from compulsory insurance. So e.g. slightly the persons employed in such a way specified with an income up to 400, - euro, also mini jobs mentioned. These persons are often free of charge family-insured and are subject to the insurance liberty border after "§ 8 I No. 1 SGB IVTH defiance exempt from compulsory insuranceness must the employer of contributions to the health insurance at height of 11% and contributions for old age pension insurance at a value of 12% carry out. Also the possibility of the freiwilligen insurance or the private security is offered for the "“mini jobber"”.

The exempt from compulsory insuranceness is to be distinguished from release by the liability to insure, which takes place only on request and only in exceptional cases. Are rightful bspw. Persons because of exceeding of the liability to insure border were health insurance-free and by the annual rise the liability to insure border again insurance requiring become. These can place a request for release from the liability to insure within three months.

See also

• Liability to insure

Articles in category "Exempt from compulsory insuranceness"

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