During the British old age pension insurance it concerns a private old age pension insurance. By the market harmonization within the European Union insurers from the anglo-saxon area received Marktzugang to the German market and to offer their old age pension insurances now also in the German market on.

Contrary to the classical German private old age pension insurance, which may make maximally 30% of the Investments in shares, a higher Investment is released to the British old age pension insurances in shares. Thus British old age pension insurances achieve usually substantially higher expiration operational sequence, contain due to the course risk however also higher fluctuations of the net yield and thus more uncertainty than German life insurers.

It does not concern the model of the fund-bound old age pension insurance nevertheless, since the plant is not mandatory in shares. Rather the share ratio can be steered to favour of classical Investments depending upon market situation. Contrary to the German old age pension insurance the risk rises apart from the net yield chances in addition, because the legally guaranteed warranty interest charges of up-to-date 2.75% apply only to German offerers.

The British pension insurers offer however Investment in guarantee funds or write annually a certain dividend well and record to a certain deadline the reached fortune. This fortune already reached cannot be fallen below then no more. One calls this procedure smoothing.

Because the construction of the British old age pension insurance is however substantially liberal, this product characteristic from offerer is different to offerer.

Compared with the German insurance the yields result to a large part at the end of the insurance, why the repurchase value of the old age pension insurance is substantially lower and even "used insurance" be acted can.

To the most well-known offerers in the German market belong:

• Canada Life
• Clerical Medical
• Sali (bought up since at the beginning of of 2004 by Canda Life)
• Standard Life

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• Information and Tools for British old age pension insurance.

Articles in category "British old age pension insurance"

We found here 2 articles.

Related Websites

We found here 6 related websites.

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