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Page modified: Saturday, June 24, 2006 10:36:32

By an autoinsurance colloquially different insurance from the surrounding field of a passenger car is understood. Apart from the insurance of cars also the insurance of other motorized vehicles ranks among the range of the "“autoinsurance"”.

To the usual insurance around the car/vehicle belong approximately:

  • Kfz liability insurance
  • All risks insurance on vehicles (Teilkasko/insurance against all risks)
  • Charter
  • Passenger accident insurance
  • Traffic law protection insurance

The motor vehicle liability insurance belonged in Germany to the obligation insurance and serves the financial protection of accident-damaged. Each owner of a motor vehicle must have a liability insurance, in order to be allowed to move a motor vehicle in the traffic. The proof of the insurance protection (during the registration of the FZG) is made by a so-called covering map, in former times double map. In response the insurance announces an expiring of the insurance protection to the responsible in each case authorities, which obligation-log out the vehicle in the consequence if necessary.

The other types of insurance are voluntary.


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